The all-in-one software that automates member records, savings, loans, dividends, accounting, and SMS alerts — so you can focus on growing your cooperative.
Trusted by cooperatives across Nigeria
Stop using spreadsheets and paper records. Go digital in minutes.
Register unlimited members with full profiles. Search, edit, export to PDF, and manage every member from one place.
Record member payments for shares, savings, and loans. Staff-verified entries with date tracking and automatic balance updates.
Track member savings and share purchases separately. Automatic balance computation with full transaction history.
Track deposits by payment channel — bank transfers and cash deposits — with running totals on the dashboard.
Normal, Land, Vehicle (Keke), House, and Other loans — each with independent terms, interest rates, and repayment tracking.
Log and monitor loan repayments per member. View repayment history, outstanding balances, and edit or delete entries.
Automatically track and compute interest on re-loaned funds. Transparent interest breakdown for every re-loan cycle.
Log penalties against members, reduce or reverse them, and track penalty balances. Fully searchable penalty log.
Record and manage sales of cooperative forms. Track buyers, amounts paid, and generate sales reports.
Full accounting: General Ledger, Personal Ledger, Monthly Analysis, Balance Sheet, Income & Expenditure Statement. Export to PDF.
Categorize and record all cooperative income. View income summaries, export reports, and manage income categories.
Categorize and record all cooperative expenses. View expense summaries, export reports, and manage expense categories.
Calculate and appropriate dividends automatically based on member shares. Generate dividend reports for AGM presentations.
Record and manage cooperative assets with full details. Track asset value, condition, and generate asset reports.
Hold unallocated funds in a suspense account until they can be properly assigned. Full audit trail of all movements.
Debit member accounts for charges, fees, or corrections. Searchable debit history with edit and delete support.
Create and manage admin and staff accounts. Role-based access control, activity monitoring, and block/deactivate features.
Auto-send SMS when payments are made, loans are due, or dividends are paid. Fully customizable templates with placeholders.
Export members, payments, ledger entries, income, and expenses as professional PDF reports for meetings and audits.
Create custom payment types with custom labels. Track any payment category your cooperative needs beyond the defaults.
Every tool your cooperative will ever need — built in.
Web-Based — Access Anywhere,
Any Device
Unlimited Members,
Unlimited Staff Accounts
Monthly Cloud Backups
Never Lose Data
Hosting for First 6 Months
Included in Setup
Setup & Go Live
Guaranteed
One-time setup. Affordable monthly maintenance. No hidden fees.
Perfect for small to medium cooperatives
+ ₦7,000/month after 6 months
For cooperatives that want the edge
+ ₦15,000/month after 6 months
After the initial 6-month free hosting period, a monthly maintenance fee applies.
This covers ongoing cloud hosting, security updates, automated backups, and technical support.
Stop struggling with paper records and spreadsheets.
Join the cooperatives already running smarter with Oga.